I wouldn't automatically assume the soap WILL go rancid in a year. Or even the fat itself. The soap or the fat might go rancid, or it might not. Shelf lives are guidelines, not absolutes.
Soap can and does oxidize and turn rancid even with a very low superfat, but in my opinion, higher superfat increases the chances. Kevin Dunn did experiments that showed most soap tends to darken over time. He used this change in color as an indicator that the soap is oxidizing and is thus more likely to become rancid. His results showed less color change with lower superfat, however.
You can reduce the chance of oxidation and rancidity by using a chelator and/or an antioxidant. Pairing the two works the best, again according to Dunn's experiments.
You can also reduce the chances by storing your fats and soap in a cool, dark, and (for soap) low humidity place. Light (UV), moisture, and warmth accelerate the oxidation process that leads to rancidity. See Soapsmith's experiment on the effects of storage conditions on soap:
http://soapsmith.blogspot.com/2015/09/soapsmith-dos-experiment.html