I've searched and can't find an answer to this. For those who are using zero SF, how much coconut oil are you using? I know I've seen ZNSC at 10% and have made that myself, and it's lovely. If I use say lard and OO or RBO and a smidge of castor, is 15% coconut oil too much for zero SF? I know I can make a small batch and wait 8 weeks, etc. But before potentially wasting material thought I'd get a feel from y'all of whether that even makes sense. I have hard water and want to reduce soap scum without having to add chelators. TOA