what are you doing right now ?

[earlene]

I was waiting for my Rhassoul Clay to arrive. It finally did. Now I Can go wash my hair and hopefully finish packing. Plus I am also doing laundry.

 

[jcandleattic]

Right now I'm fuming over dental insurance. I have to laugh otherwise I'd end up punching someone!! LOL

 

[earlene]

Yeah all insurance is a huge PIA in the US. I remember when I was a new nurse. I had the best insurance ever. Totally covered everything. My son had several surgeries and all was paid for from our insurance. Fabulous mental health coverage even. It was unbelievably good insurance. Why even when my ex-husband's insurance paid their portion and my insurance paid my portion they told me to keep the difference rather than demanding it back. I checked with them on this on several occasions because I surely didn't want to be charged with defrauding an insurance company. Now-a-days you're lucky if you can afford insurance to cover anything other than basic health care, and that's pretty darn hard to afford anymore.

 

[shunt2011]

I work for a large hospital system. I pay over 600.00 a month for my benefits fro my husband and I. That doesn’t include the copay or deductibles when you seek medical or dental or eye care. We payed 6500 out of pocket this year in copays and deductibles. It’s insane.

 

[steffamarie]

Battening down the hatches for the supposed 5-7 inches of snow we're supposed to get overnight. Worked extra today and I'm dog tired. No rest for the weary...back to the grind tomorrow.

 

[msunnerstood]

I Just now logged out of work after 12.5 hours and Im getting ready to enjoy an adult beverage and an hour of nobody whining at me.

I work for a large hospital system. I pay over 600.00 a month for my benefits fro my husband and I. That doesn’t include the copay or deductibles when you seek medical or dental or eye care. We payed 6500 out of pocket this year in copays and deductibles. It’s insane.

I work for an insurance company and we have the worst benefits of anyone i know. Our Customers have far better coverage. I have a 2800/person deductible 8500 family out of pocket and for heart conditions, back issues etc we have to see certain providers or we have no coverage. not just in network, but premium in network. My Premiums are 438.00 every two weeks so almost 900/month

 

[Relle]

I work for a large hospital system. I pay over 600.00 a month for my benefits fro my husband and I. That doesn’t include the copay or deductibles when you seek medical or dental or eye care. We payed 6500 out of pocket this year in copays and deductibles. It’s insane.

WOW, I thought ours was expensive at $400 a month for two. We have a $500 excess to pay upfront if going into hospital. Dh just eye surgery 2 days ago and when he went to the specialist yesterday he hit him up for a further $500 out of pocket, so that's an extra $1000 just on this surgery . The only advantage I see was dh got to see the specialist the same day they rang up last thursday and he was in Tuesday this week for the op.
At least our dentist doesn't charge out of pocket expenses.

 

[Kelly Frizzell]

Kicking myself and getting ready to take a nap. I mis-measured and CUT a lot of my fabric wrong for my gift bags and now have to start all over. Luckily I can turn the fabric into something else, but right now I'm mad and frustrated with myself so am going to bed. I probably won't have them done in time for my show, but whatever, I'm too irritated to even care right now.

I would love to see your bags. I was thinking about sewing some bags for packaging too, but I cannot seem to decide how I want them. So, if you would not mind sharing your design... but I also understand if you would rather not .

 

[Lin19687]

Having Very weak coffee. guess my gremlins from last night are still here or maybe I should have boiled the water fully and let it sit a bit longer (french press)

@steffamarie how much snow Did you get ?
It's headed our way now

 

[shunt2011]

At work waiting to see how much snow we get today. Calling for 2-3 inches. Can't believe we're only in the middle of November and have had snow 3 times already.

 

[jcandleattic]

I would love to see your bags. I was thinking about sewing some bags for packaging too, but I cannot seem to decide how I want them. So, if you would not mind sharing your design... but I also understand if you would rather not .

I don't mind. Here is a pic, (not the best pic). It really is nothing too special, but I like them. There is a ribbon sewn into the top in a draw-string fashion to pull the bag closed and to tie in a knot and bow.
This one will go to my granddaughter because I put the ribbon in upside down.
But she wanted that material, and since I messed up the ribbon, and she won't care, she gets that one.

 

[IrishLass]

Heading off to the piano to practice the new piece I just recently started working towards mastering- Bach's Prelude in C-Major from his WTC Book 1. It's such a beautiful prelude and a joy to play (at least the 21 measures out of 35 that I have locked down into my memory banks so far, lol):


IrishLass

 

[TeresaGG]

I am impatiently waiting for my pumpkin pecan bread to cool enough to try it.

 

[jcandleattic]

Right now I'm fighting with Cigna to get reimbursed for dental work I had done in January. I paid for it with my HRA account, was approved in Jan, and now a week ago, they insist that I have to pay that money back to my HRA account. I (bad bad word) HATE Cigna with every fiber of my being.... This BS happens EVERY TIME I try to use my insurance.

 

[amd]

Ugh. Insurance. For some reason our dentist has not gotten the message that we have switched insurance. I have been in there three times with our bill and the new insurance card, and yet they keep billing the old insurance company.

 

[jcandleattic]

Ugh. Insurance. For some reason our dentist has not gotten the message that we have switched insurance. I have been in there three times with our bill and the new insurance card, and yet they keep billing the old insurance company.

This is completely the insurance office. They are just the absolute worst!!

However, I just found out we have a company that liases on our behalf with the insurance company (they just came aboard THIS WEEK - what timing) so I don't have to deal directly with the insurance company like I have been. I sent them my documentation this afternoon and about 5 minutes ago I got an email with my "case worker" and he will take care of everything and I should have my HRA back in tact, and my reimbursements in the mail within the week (so end of November with the holiday next week)

 

[Sk8rTips]

Eating one too many snacks while distracting myself from work while browsing the forums / catching up on YouTube vids. There's a new recipe I want to try when I get home...

 

[Lin19687]

Dealing with Ins sucks ...

Righht now I am catching up on SFM and then trying to think about what I want to watch on the TV so the Old kitty can lay on my lap for the evening........ oh the things we do for the elderly animals.

 

[jcandleattic]

Dealing with Ins sucks ..

It SOOO does - however with our new liaisons, if we ever have problems we just send everything to them, and they deal with them. We'll see how much it actually helps early next week.

 

[IrishLass]

Checking in on the forum, and then I'm off to try my hand at making a small batch of 'moisturizing' finger nail polish remover with some of my hubby's acetone & some of my glycerin, and a little water, because I don't have any store-bought finger nail polish remover on hand at the moment.......because I normally don't wear nail polish.......... but I ended up going to one of those Color Street nail strip applique parties last weekend with my SIL and I want to remove the press-on sample polish that got applied to my nails there so that I can apply one of the glittery nail strip sets I ended up buying from the hostess.