Just had to get help last week for the same thing.
Another option is Photobucket.com. I found it to be easy. In the message body, click the small box above that says "Img" twice. Good thing I am looking directly at it.
You will get in the dialog box. In another window, open Photobucket, click on the "direct link" below the pic you wish to post. It will be copied onto your clip board at that time and a yellow box appears on the screen to tell you that. Then, switch back to the forum window.
Put the cursor between the two bracketed sets, and paste the copied url. Notice that the second one includes
/ which signifies the "end".
You have posted a pic. In your message body, it will appear as an url, but click "preview" (next to "submit") to see how it will appear in the forum. There are probably several ways to do it, hope one works for you.
Becky - I had to test it too.
Digit