I've bought a house!

[ameliashawn]

The last four to six weeks have been crazy. In October I packed my whole life, quit the job I loved and lived for ten years, and 3 hours away from all my friends and surrogate family. I moved from my state capital to a small regional/rural town. It was a big raise and house prices are cheaper here, I couldn't afford to buy what I wanted in Perth. Shopping was always part of my equation, but I didn't expect to do it so soon. I thought I should be here for at least a year and save a little more. But a friend nudged me and told me that some banks would not need such a large down payment or stay that long at my new job.

So I went to see some suitable houses in a city, and the second I looked, I completely fell in love.

It has been a whirlwind ever since. I've never done this before. Make an offer, a counteroffer, etc. until we agree on a price.
I found a mortgage broker, I put all my stuff away. I got unconditional approval from the bank, and yesterday, magically, a bunch of new accounts appeared in my internet banking, two mortgages, and compensation.

The house is about a hundred years old and could use a facelift, but it is solid and habitable. It is on a 9-acre block so there is plenty of room for my goats, horses, chickens, and all those self-sufficient things that I love. It has a huge barn with three large stables for my goats, which is perfect.

And it has a little room adjacent to the "barn" that looks like a little roadside shop! And in the long run, the idea will be to turn it into a soap shop!

I am so excited, nervous, and scared. All you have to do is pay in 3 weeks. I keep waiting for the penny to drop, it doesn't seem like it's supposed to be that easy, I keep waiting for the bank to say "Oh sorry we made a mistake, you can't have a house" It always seemed to be a homeowner so far from my fingertips, something for other people to do, but never for me. It does not look real. But the security of having my own home will be absolutely amazing, renting a plot is very hard to come by, and when I do they are always in such a dilapidated state and there is a limit to the amount of time, money, and effort you want. put yourself in someone else's shoes when you can turn around and ask them to leave. In fact, I have moved every two years on average for the last ten years. Finally another move and hopefully it will be for a long time.

25978 Great Southern Highway, Woodanilling, WA 6316 https://www.realestate.com.au/sold/property-house-wa-woodanilling-121291022

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Congratulations to you. Such a Beautiful House!

 

[Kiti Williams]

The last 4-6 weeks has been a crazy blurr. In October I packed up my whole life, left the job that I'd been in for ten years and loved, and moved 3hrs away from all my friends and surrogate family (my actual family is on the other side of the country - four days drive away). I moved from my states capital city to a small regional/rural town. It was a large pay rise and property prices are cheaper out here, I couldn't afford to buy what I wanted in Perth. Buying was always part of my equation but I didn't expect to do it so soon. I figured I'd need to be here at least a year, and save a bit more. But a friend gave me a little nudge and said some banks wouldn't need me to have such a high deposit or be as long in my new job.

So I went to look at some suitable houses one town over, and the second one I viewed, I absolutely fell IN LOVE.

Since then it has been a whirlwind. I've never done this before. Put an offer in, and counteroffer etc until we agreed on a price.
Found a mortgage broker, submitted all my stuff.
Received a letter of unconditional approval from the bank, and yesterday magically a bunch of new accounts appeared in my internet banking, two home loan and an offset lol

The house is about a hundred years old and could do with some renovations but is solid and liveable. It is on a 9 acre block so plenty of room for my goats, horse, chickens and all that sort of self sufficient stuff I love. It has a huge shed with three big stables for my goats which is just perfect.

And it has a little room adjoining the "barn" that is like a little roadside shop! And long term the idea will be to renovate that as a little soap shop!

I am so excited, nervous and terrified. All that's left to do is settle in 3 weeks time. I keep waiting for the penny to drop, it doesn't feel like it should be this easy, I keep waiting for the bank to say "oh sorry we made a mistake, you can't have a house" LOL home ownership always seemed so far out of my reach, something for other people to do but never me. It doesn't seem real. But the security of having my own house is going to be absolutely amazing, acreage rentals are so hard to find and when I do, they are always in such run down condition and there's a limit to how much time, money and effort you want to put into someone else's place when they can turn around and ask you to leave. Indeed I've ended up moving on average every two years for the last ten. Finally one more move and hopefully that's it for a very long time

25978 Great Southern Highway, Woodanilling, WA 6316 https://www.realestate.com.au/sold/property-house-wa-woodanilling-121291022

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Wonderful news! I hope my turn will be a fast one. We found our new home, with a in-law suite for my YD, more room than we know what to do with. We hope to close by 30 July.

 

[Mobjack Bay]

I don’t know how, but sometimes I completely miss a thread like this. Congratulations Primrose! I hope you’re all moved in and settled by now! Cheers!

 

[CarolynSharp]

Congratulations to you! I, too, recently bought the house of my dreams

 

[linne1gi]

Congratulations! We have also recently bought a house.... It's so brand new, it's not built yet - and actually just now being built. This is the first time we get to pick all the inside features and that has been fun. We are hoping it will be completed by December, but it's in Florida so it will depend on the hurricanes this year.

 

[CarolynSharp]

Congratulations to you! I, too, recently bought the house of my dreams

And for those who want to buy a house, I would advise you to pay attention to the door and window openings, the main thing - their strength and sufficient size to ensure airing and lighting. Necessary parameters - good sound and heat insulation. It is desirable that the doors were insulated on both sides. Profiles are not bent or damaged, no cracks or broken glass, and moisture inside the insulating glass units are acceptable. It is also worth checking the possible warping of the structures. Everything should be easy to open and close, without serious effort. But still try to look at townhouses for sale Philippines, if you want to be satisfied

 

[Kiti Williams]

We will close on 16 Aug 21 for this house! I am packing like a fiend!

265 Mountain View Rd, Reading, PA 19607 | MLS #PABK378724 | Zillow

 

[linne1gi]

We will close on 16 Aug 21 for this house! I am packing like a fiend!

265 Mountain View Rd, Reading, PA 19607 | MLS #PABK378724 | Zillow

Congratulations - moving is a PIA.

 

[Kiti Williams]

Congratulations - moving is a PIA.

Yes, we have been in this house for 21 years. I am finding some weird stuff as I go through the basement storage!

 

[linne1gi]

Yes, we have been in this house for 21 years. I am finding some weird stuff as I go through the basement storage!

Much good luck to you.

 

[Kiti Williams]

Much good luck to you.

Thank you!

 

[cmzaha]

Congratulations! We have also recently bought a house.... It's so brand new, it's not built yet - and actually just now being built. This is the first time we get to pick all the inside features and that has been fun. We are hoping it will be completed by December, but it's in Florida so it will depend on the hurricanes this year.

You are so lucky I still cannot get my home built, not a stick home nor a modular home so here I set in a house I HATE :-(

Congratulations Kiti. Moving is such a pain, I did it this year after 35 yrs in my house. It was really hard.

 

[Microchick]

Congratulations! We have also recently bought a house.... It's so brand new, it's not built yet - and actually just now being built. This is the first time we get to pick all the inside features and that has been fun. We are hoping it will be completed by December, but it's in Florida so it will depend on the hurricanes this year.

Congrats! Where in FL? I'm in SW FL, Ft Myers

 

[linne1gi]

Congrats! Where in FL? I'm in SW FL, Ft Myers

On the opposite coast. We’ve been here 17 years and basically wanted out of our house because we have a pool and we are just so done with pool upkeep.

 

[Microchick]

On the opposite coast. We’ve been here 17 years and basically wanted out of our house because we have a pool and we are just so done with pool upkeep.

 

[Kiti Williams]

Congratulations Kiti. Moving is such a pain, I did it this year after 35 yrs in my house. It was really hard.
[/QUOTE]

I am amazed at how much junk we have collected. The new place is a bi-level with a kitchenet on the lower level. I have a soaping place that I don't have to worry about getting things mixed up with regular cooking stuff!

 

[xuledywo]

Congratulations!
Home ownership definitely has its advantages.
I put in some gardens on my property a chicken coop etc.
So nice to be able to do what I want and know that it adds value to the property and I didn't have to ask anyone for permission.
Just remember you need to have a small emergency fund set up.
Because your landlord isn't there anymore to fix what's broken. It's now on you.
I had issues with my well the last couple years but fortunately I think it's finally going to be okay.
But if I had to do it all over again I certainly would have bought a house and probably even sooner than I did. Though the house I bought of course was not on the market when I had looked in the past and I'm much happier with this house than any of the other ones I've looked at Benefits of a quick house sale.

Currently in the final stages of buying a house. Cash buyer, the seller has no chain (gone into a nursing home).
Got the ball rolling 6 weeks ago, and got most of the paperwork completed, but still waiting for local searches to come back. Now seller's solicitor is pushing to get the contracts exchanged in the next 48 hours as the seller thinks it’s taking too long (they accepted my lower offer as I was a cash buyer). My conveyancer is saying that I can take out an indemnity policy against the searches, and then cancel the searches.
Are these worth the paper they are written on?
What is the point of searches if you can just take out a cheaper indemnity insurance?
I plan to remortgage it in 6 months, so would be good to know now if any issues come up on the searches, but equally don’t want the seller to pull out because things are taking too long.
And why do bloody searches take so long, can understand in the old days, but you would think everything would be at your fingertips these days.

 

[AliOop]

Currently in the final stages of buying a house. Cash buyer, the seller has no chain (gone into a nursing home).
Got the ball rolling 6 weeks ago, and got most of the paperwork completed, but still waiting for local searches to come back. Now seller's solicitor is pushing to get the contracts exchanged in the next 48 hours as the seller thinks it’s taking too long (they accepted my lower offer as I was a cash buyer). My conveyancer is saying that I can take out an indemnity policy against the searches, and then cancel the searches.
Are these worth the paper they are written on?
What is the point of searches if you can just take out a cheaper indemnity insurance?
I plan to remortgage it in 6 months, so would be good to know now if any issues come up on the searches, but equally don’t want the seller to pull out because things are taking too long.
And why do bloody searches take so long, can understand in the old days, but you would think everything would be at your fingertips these days.

No one in this forum can (or should) answer this question. The answer will be very specific to the location of the property. Even states within the US will have different answers based on their different laws. Bottom line, you need the advice of an experienced real estate attorney (that is the US term for either a barrister or solicitor in the UK) who has reviewed all of the documentation and knows the real estate laws that apply to this piece of property.