Insurance questions

[Sharon Patterson]

I am a soap maker and have crafters insurance. I have been making and selling a few candles in tins for a while. Now I am really into creating candle jars and want to sell them. My problem is my insurance while it will cover wax melts won't cover candles. I'm not sure what to do. I don't sell a lot of candles, just a few along with my soap products.

 

[lsg]

Who is your insurance with? This is what is recommended by Brambleberry.com https://www.handmadeinsurance.com/. It is cheaper than the insurance provided by Handcrafted Soap & Cosmetic Guild.

 

[2lilboots]

Thanks @lsg that is exactly what I have been looking for.

 

[Sharon Patterson]

Who is your insurance with? This is what is recommended by Brambleberry.com https://www.handmadeinsurance.com/. It is cheaper than the insurance provided by Handcrafted Soap & Cosmetic Guild.

Hi,
I actually have insurance with Handmade. Unfortunately, they don't cover candle makers. It's okay if you make wax melts but not candles. I don't sell a lot of them, mainly just my soaps and shampoos but wondered if there was an inexpensive candle producers only policy I could buy to use along with my main policy.

 

[AliOop]

I agree that the HSCG policies are pricey, but they do have two options that include coverage for candles. Here is their page where you can compare them.

EDIT: I just looked up the Handmade policy, which is $285 and doesn't cover candles. The HSCG policy for $285 does cover candles.