"...If more water is added, depending on the amount, it is really better in my opinion to not let it gel at all to avoid any ovals inside the loaf. The reason why adding more oils and less water gets hotter is because there is more lye present. Its like adding paper to a fire. The more paper the more heat it puts off. ..."
Nope, this is not correct soap chemistry and it makes no sense. You appear to be using "common sense" to formulate a theory, but unfortunately that doesn't always work when talking about soap.
As the water content goes down, soap is less and less likely to go into the gel phase, which is simply a type of liquid that soap can become depending on temperature and water content.
A lower water soap may get as hot or perhaps even hotter than a soap with a higher water content, but lower water soap (in particular, soap made with 33% lye concentration or higher) really doesn't gel very easily. A proven reliable solution to the problem of "bullseye rings" in soap caused by partial gelling is to reduce the amount of water in the recipe for a given amount of fat and lye.
Read Scientific Soapmaking by Kevin Dunn and read Clara Lindberg's blog in which she experiments with water content in soap and whether the soap gels or not.