@msunnerstood you wanna buy a house?
I know one that's for sale...
Feeling better today after talking to the realtor. She agrees that 5k down is too much risk, and given this woman's fly-by-the-seat-of-her-pants attitude there would be no guarantee that next year she wouldn't try to put less down on the balloon payment. After all, all spring she kept telling us that 10k would be no problem at all. We need to know that she really wants this house, so she'll need to put up the money. The realtor discussed with the lawyer, and we can legally add a requirement (not the word my realtor used, and I can't think of it right now) that the renter goes to credit counseling. If she cleans up her credit and can get a traditional mortgage from the bank, that would be better for us. Rent payments will continue to apply to the amortization schedule. We will not do the CFD next fall without the credit counseling regardless. If she doesn't agree to this, then she will become just a renter and my house will go back on the market.
Husband came to bed last night and apologized for having his head where the sun doesn't shine. We agreed that we both have times where we are crabby and irritated, and it's ok to get called out for it, and apologies are needed. I know he puts up with a lot from me for about 4 days a month where everything irritates me - including myself! - and at the end of each day he gets an apology and a thank you for putting up with me. He knows it doesn't last, and that I'm trying to minimize how out of sorts I can get with other people. This month when his man-rag came, I just wasn't willing to keep silent about it like I have been. Partly because I was irritated because three times last week my attitude from the previous week (I was openly a jerk) was brought up and paraded in front of friends as I'm the only one in this relationship who has mood swings. Oh, baby, that's not the case at all. You have them too, I just hide in the soap lab and keep my mouth shut when they happen. Here's your reality check, spend it wisely, honey!
Gripe: My daughter's adoption hearing was supposed to be this afternoon. Lawyer called this morning and said it needed to be postponed (date TBD) due to judge having another case that was taking longer than expected. Seriously? The judge can't take a 20 minute recess from the other case, approve our adoption, and then go back to that case? Ugh. This process has already taken so long. First we spent months interviewing different lawyers, looking for a) one that was affordable and b) one that didn't treat me like a dirty tramp. We had to wait until last December before we could file anyways because of the law that the child and adoptee have to live together for 6 months. Finally found an affordable lawyer that I love - really, everyone at that office has been great about keeping us up to date on where things are, and treating us very respectfully - so started the process in March. There were a few hiccups along the way, the judge took the maximum time allowed to approve the affidavit for public notification (my daughter's father is unknown because... well... I was a dirty tramp), then took the maximum time to set a court date after the public notification, so we did not meet our goal to have it done before the beginning of this school year.
I think the universe is trying to tell me to go build a blanket fort and color for awhile...
